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Individual Retirement Accounts

You want to provide sensibly and securely for your family’s future.  Start today with a Wymar IRA.  Every dollar contributed builds toward your retirement and helps guarantee a sound financial tomorrow.

Choose the IRA investment that’s right for your personal situation:

Traditional IRA
The Traditional IRA is now more attractive than ever.  Recent legislation expanded income limits giving more and more people the opportunity to make tax-deductible contributions.  In addition, penalty-free withdrawals for qualified life events such as higher-education expenses or to buy your first home are now allowed.

Roth IRA
These IRA are different from Traditional IRAs in that a contribution to your Roth IRA is never tax deductible.  Regular contributions can be withdrawn without an IRS penalty or tax consequences at any time.  Certain IRS requirements do apply.  Ask us for details.

Coverdell Education Savings Account (ESA) IRA
A Coverdell Education Savings Account (formerly known as an Education IRA) is a smart way to save for educational expenses.  Although contributions to an ESA IRA are not tax-deductible, your withdrawals (including earnings) are tax-free if used for tuition, books, and other qualified higher-education expenses.

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