Consumer Loan Rates


  • Automobile – New and Program (Current and Previous Model Year) 2 & 3

    Level 1 2 3 4 5
    4 Years 3.74% APR* 3.99% APR* 4.49% APR* 5.49% APR* 6.49% APR*
    5 Years 3.99% APR* 4.24% APR* 4.74% APR* 5.74% APR* 6.74% APR*
    6 Years 4.74% APR* 4.99% APR* 5.24% APR* 6.24% APR* 7.24% APR*
    7 Years1 4.99% APR* 5.24% APR* 5.49% APR* 6.49% APR* 7.49% APR*
  • Automobile – Used (2–10 years) 2 & 3

    Level 1 2 3 4 5
    3 Years 3.99% APR* 4.24% APR* 4.74% APR* 5.74% APR* 6.74% APR*
    4 Years 3.99% APR* 4.24% APR* 4.74% APR* 5.74% APR* 6.74% APR*
    5 Years 4.49% APR* 4.74% APR* 4.99% APR* 5.99% APR* 6.99% APR*
    6 Years1 5.49% APR* 5.74% APR* 5.99% APR* 6.99% APR* 7.99% APR*

    Longer term financing available on cars of special interest.

  • Unsecured–Amortizing

    Level 1 2 3 4 5
    1 Year 7.75% APR* 8.75% APR* 10.75% APR* 12.75% APR* 14.75% APR*
    2 Years 8.75% APR* 9.75% APR* 11.75% APR* 13.75% APR* 15.75% APR*
    3-5 Years 9.75% APR* 10.75% APR* 12.75% APR* 14.75% APR* 18.00% APR*
  • Open–End LOC

    Level 1 2 3 4 5
    Max Loan $10,000 $5,000 $3,000 $2,000 $1,000
    11.25% APR* 12.25% APR* 14.25% APR* 16.25% APR* 16.25% APR*
  • Recreational Vehicles – New & Used

    Level 1 2 3
    5 Years 4.99% APR* 5.49% APR* 6.49% APR*
    6-10 Years 6.99% APR* 7.49% APR* 8.49% APR*
    11-12 Years5 7.99% APR*
    13-15 Years6 8.99% APR*
  • Boat, Motor, Trailer & Misc. - New & Used2

    Level 1 2 3 4 5
    3 Years 4.25% APR* 4.50% APR* 5.00% APR* 7.00% APR* 9.00% APR*
    4 Years 4.50% APR* 4.75% APR* 5.25% APR* 7.25% APR* 9.25% APR*
    5 Years 4.75% APR* 5.00% APR* 5.25% APR*
    6 Years 5.50% APR* 5.75% APR* 6.25% APR*
    6 Years 5.50% APR* 5.75% APR* 6.25% APR*
    7 Years 5.75% APR* 6.00% APR* 6.50% APR*
    8-10 Years4 6.00% APR* 6.25% APR*

Effective Jan 7, 2019
100% Financing Available. Subject to the Normal Underwriting Standards. Equal Opportunity Lender. Member NCUA.
APR=Annual Percentage Rate.
Discounts 10%/20% down receive -.25%/.50%. Additional .25% Discount for Payroll Deduction / Auto Transfer. Share Secured Loans: For 5 year term +2.50%; 6–10 year term +3.50%
Rates Subject to Change without Notice
1Requires GAP Insurance
2Level IV & V applicants required to carry GAP insurance if LTV is 90%+ 3Level IV & V applicants required to carry loan default insurance if LTV is 90%+
4Available only when loan > $20,000
5Available only when loan > $75,000 - Motorhomes only
6Available only when loan > $100,000 - Motorhomes only