Checking


Cha-Ching (25).png

Don’t have a checking account yet? Learn why checking accounts are such an important financial tool for every consumer!

  • Free Checking Accounts

    Our free checking accounts have:

    • NO transaction limits
    • NO minimum balance requirements
    • NO monthly fees
    • Plus, we even offer overdraft protection with free automatic transfers!

    Our members get the following features free of charge:

  • Cha-Ching Checking - The Jackpot of Rewards Checking


    cha-ching


    “Cha-Ching!” is a sound we all know and love. If you’re looking for a checking account that shows your wallet a little extra love, then our brand-new Cha-Ching Checking is for you! Wymar FCU members can now earn 3.00% APY* by simply doing things you are likely already doing - see the qualifications listed below.

    When you open a Cha-Ching Checking account, you can track your qualifying status within your online banking account! It will simply tell you what else you need to do to qualify that month, and it will also congratulate you once you’ve met all the basic qualifications!

    What are you waiting for? Open yourself a Cha-Ching Checking account today and let your hard earned money work hard for you!

    Here’s what you get:

    • 3.00% APY* on Any Balance Up To $7,500**
    • .25% APY* on Remaining Balance Over $7,500
    • .05% APY* If You Do Not Qualify
    • ATM Rebates Up to $20 a Month
    • First Custom Wymar MyPic Debit Card – FREE!
    • No Low Balance Fee
    • No Minimum Balance
    • No Monthly Fees
    • Overdraft Protection with Free Automatic Transfers

    Qualifications:

    • 15 Debit Card Transactions Each Month

      Transactions must be cleared within that month. Excludes ATM transactions.

    • Receive eStatements
    • One Online Banking Login Each Month (Wymar Mobile App and/or Desktop)
    • Direct Deposit or ACH of At Least $250

    How to Apply:

      If you are currently a member with a Wymar FCU Checking Account, please call us at 225-673-7191 during business hours or visit our office and request that we switch your regular checking account to a Cha-Ching Checking account. If you are a new member OR an existing Wymar FCU member without a Checking Account, log in to your It’s Me 247 account, go to “New Accounts,” under 'Open a New Savings or Checking Account,' click “More Share Info” and open a "Cha-Ching Checking" account!

      Open a Cha-Ching Checking Account Become A Member



      We want your money to work hard, not you! We have provided you with a printable Transfer Checklist to make your job of transferring bills over to your new Wymar Cha-Ching Checking as easy as possible!

      Download Transfer Checklist
  • Reorder Checks

    Upon opening your new checking account, your first book of checks are free. When you need more, use our secure, online check reorder portal and choose from a variety of designs and checking accessories.

    Reorder checks here!
  • Mobile Deposit Capture

    mobile deposit
    WIth our Mobile Deposit Capture, you can save yourself the extra trip and deposit your checks from the convenience of your phone! Simply open our Wymar FCU mobile app, then go to Move Money and register for mobile deposit. Once your registration is approved, you can start depositing checks right away!

    A couple of tips to make the experience smoother:
    1. Be sure to endorse the back of the check and write “E-Deposit” and your account number.
    2. To avoid delays in processing your check, please be sure the image is clear and in focus.
    3. Deposits will post to your account immediately!
    4. This service is not available for Windows phone at this time.

    Download Our App
  • Contact Us

    Contact Title Phone Email
    Anita Lamons, CCUFC Branch Operations Manager, Head Teller (225) 673–7185 alamons@wymarfcu.com
    Brittany White Member Service Representative, Assistant Head Teller (225) 673–7189 bwhite@wymarfcu.com
    Catherine Pellegrin Member Service Representative (225) 673–7197 cpellegrin@wymarfcu.com
    Heather Melancon Member Service Representative (225) 673–7209 hmelancon@wymarfcu.com

*Annual Percentage Yield.

**Rates may change after the account is opened. Members must meet listed qualification to receive the higher yield of 3.00% on any account balance up to $7,500. Members are limited to one Cha-Ching Checking account as a primary account holder. No commercial account may participate in this program. Dividends are paid on accounts with positive balances. All 15 debit card transactions must be posted during month of – transactions may take one or more banking days from the date the transaction was made to post to and settle in the account. Balances up to $7,500 receive an APY of 3.00% and balances over $7,500 receive a 0.25% dividend rate on the portion of the balance over $7,500. If qualifications are not met on Cha-Ching Checking accounts, all balances earn 0.5% APY. The Qualification Cycle is defined as the first calendar day of the month through the last calendar day of the month. ATM-processed withdrawals do not count as qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions