Savings


Because Wymar is a Federal Credit Union, your account makes you a member-owner of Wymar.

Your low $5.00 membership requirement to open a share/savings account, gives you access to a wealth of financial benefits. Your share/savings account earns a quarterly dividend based on the average daily balance in your account and can be used as collateral for a Share-Secured Loan. Easily access your funds through our online banking portal, It’s Me 247, by calling our audio response teller service, CU TALK, at 1-844-219-0850, or by visiting our office.


  • IRA Traditional/Roth

    Traditional IRA

    Traditional IRA accounts allow you to lower your taxable income in the years you make a contribution. The funds in the account are only taxed when they are removed from the account at retirement age. Recent legislation allows early withdrawals for qualified life events such as enrollment in higher education or first-time home buying.

    Roth IRA

    Roth IRA are made from current taxed income and are not subject to tax deferment. Earnings are taxed at the time of withdrawal but all principal contributions are distributed tax-free. That allows you to access your contributions at any time penalty-free and with no tax consequences. If a qualifying distribution occurs, even the earnings can be withdrawn tax-free and penalty-free.

    Coverdell Education Savings Account (ESA) IRA

    These IRAs are designed to help families prepare for their children’s education expenses. Withdrawals are tax-free for qualified school expenses.

    IRA Certificates of Deposit

    Protecting your IRA in a Certificate of Deposit is a safe way to save for retirement. With IRA Certificates, you are able to earn more interest during a set term and know that your money is safe and secure.

    Contact Title Phone Email
    Debbie Brazan Accountant (225) 673–7192 dbrazan@wymarfcu.com
  • Christmas Club Accounts

    We can help ease the pain of holiday spending.

    It’s as easy as this: Wymar can automatically direct payments from your checking or share/savings account into your Christmas Club account on a regular schedule. Come October, the funds are distributed back into your account just in time for the holiday shopping season.
  • Youth Accounts

    When you open a savings account for a child 6 years old or younger, we will deposit the first $25.00!

    Why? Because we believe in the importance of teaching your child the value of money at an early age. Opening a savings account for your child teaches responsibility and gives them confidence by learning how to manage their money and it also gives them the ability to earn interest over a long period of time.

    Ready to open your child a savings account? All you need is to submit a new membership application through It’s Me 247 and a copy of their social security card. You’ll be glad you did!
  • Term Share Certificates

    A term share certificate is a share/savings account that pays you a higher dividend in return for your commitment to keep the funds on deposit for a specified fixed term. With a minimum deposit of just $1,000, you can pick the term (from 3 to 60 months) that best meets your investment goals. Invest $75,000 or more to earn an even higher rate.
  • Contact Us

    Contact Title Phone Email
    Anita Lamons, CCUFC Branch Operations Manager, Head Teller (225) 673–7185 alamons@wymarfcu.com
    Brittany White Member Service Representative, Assistant Head Teller (225) 673–7189 bwhite@wymarfcu.com
    Mandy Smith Member Service Representative (225) 673–7209 asmith@wymarfcu.com
    Catherine Pellegrin Member Service Representative (225) 673–7197 cpellegrin@wymarfcu.com
    Debbie Brazan Accountant (225) 673–7192 dbrazan@wymarfcu.com
  • Current Deposit Rates

    Share Certificates

    Regular Certificates 3 months 6 months 12 months 24 months 36 months 48 months 60 months
    Balance Rate APY** Rate APY** Rate APY** Rate APY** Rate APY** Rate APY** Rate APY**
    $1,000 – $74,999 0.75% 0.75% 2.00% 2.02% 2.45% 2.48% 3.00% 3.05% 3.30% 3.36% 3.40% 3.46% 3.50% 3.56%
    $75,000 + 1.00% 1.01% 2.25% 2.28% 2.70% 2.74% 3.25% 3.30% 3.55% 3.61% 3.65% 3.72% 3.75% 3.82%

    IRA Certificates

    IRA Certificates 3 months 6 months 12 months 24 months 36 months 48 months 60 months
    Balance Rate APY** Rate APY** Rate APY** Rate APY** Rate APY** Rate APY** Rate APY**
    $1,000 – $74,999 0.75% 0.75% 2.00% 2.02% 2.45% 2.48% 3.00% 3.05% 3.30% 3.36% 3.40% 3.46% 3.50% 3.56%
    $75,000 + 1.00% 1.01% 2.25% 2.28% 2.70% 2.74% 3.25% 3.30% 3.55% 3.61% 3.65% 3.72% 3.75% 3.82%

    Regular Shares

    Balance Rate
    $25 - $9,999.00 0.30%
    $10,000 - $24,999.99 0.50%
    $25,000 + 0.60%

    IRA Shares

    Balance Rate
    $25 - $9,999.00 1.00%
    $10,000 - $24,999.99 1.25%
    $25,000 + 1.50%

    Share Drafts

    Balance Rate
    All Balance Levels 0.30%

    Christmas Club

    Balance Rate
    All Balance Levels 0.50%

Rates effective Jan 7, 2019
Rates Subject to Change Without Notice—Substantial Penalty for Early Withdrawal
APY = Annual Percentage Yield
APY Anticipates Dividends Remaining on Deposit for the Full Term