Loan Rates

Receive a 1.00% Member Rate Discount when you purchase through Enterprise and finance with us! Shop their huge quality inventory HERE!

Automobile - New and Program

(Current and Previous Model Year)1,2
Level 1 2 3 4 5
4 Years APR* APR* APR* APR* APR*
5 Years APR* APR* APR* APR* APR*
6 Years APR* APR* APR* APR* APR*
7 Years1 APR* APR* APR* APR* APR*

Automobile

Used (2-10 years)1,2
Level 1 2 3 4 5
3 Years APR* APR* APR* APR* APR*
4 Years APR* APR* APR* APR* APR*
5 Years APR* APR* APR* APR* APR*
6 Years1 APR* APR* APR* APR* APR*

Unsecured-Amortizing

Level 1 2 3 4 5
1 Year APR* APR* APR* APR* APR*
2 Years APR* APR* APR* APR* APR*
3-5 Years APR* APR* APR* APR* APR*

Open-End LOC

Level 1 2 3 4 5
Max Loan $ $ $ $ $
APR* APR* APR* APR* APR*

Recreational Vehicles - New & Used

Level 1 2 3
5 Years APR* APR* APR*
6-10 Years APR* APR* APR*
11-12 Years5 APR*
13-15 Years5 APR*

Boat, Motor, Trailer, & Misc - New & Used1

Level 1 2 3 4 5
3 Years APR* APR* APR* APR* APR*
4 Years APR* APR* APR* APR* APR*
5 Years APR* APR* APR*
6 Years APR* APR* APR*
7 Years APR* APR* APR*
8-10 Years4 APR* APR*

RATE DISCOUNTS AVAILABLE:

  • 1.00% RATE DISCOUNT if you purchase a vehicle through Enterprise!

  • 10% Down - Receive .25% off

  • 20% Down - Receive .50% off

  • Additional .25% Discount for Payroll Deduction or Auto Transfer

Share-Secured Loans

  • For 5-year term +2.50%

  • 6–10-year term +3.50%

Effective January 15, 2024
100% Financing Available. Subject to the Normal Underwriting Standards. Equal Opportunity Lender. Member NCUA.
Rates Subject to Change without Notice

1Level IV & V applicants required to carry GAP insurance if LTV is 90%+
2Level IV & V applicants required to carry loan default insurance if LTV is 90%+
3Available only when loan > $20,000
4Available only when loan > $75,000 - Motorhomes only
5Available only when loan > $100,000 - Motorhomes only
Levels 1-5 are based off the credit score of the member. Contact our Loan Officers to see which level you are.
APR=Annual Percentage Rate.